I’ve never been a big fan of Valentine’s Day. I think the combo of the commercialism, over priced items and the idea that all your love is expressed on a single day is ridiculous. Just give me random flowers, cards and affection on any day other than February 14th. Needless to say we don’t really “do” Valentine’s Day in our house. Sure J will make a great dinner, but I can count on that so many other times in the year.
What this day is for us is a time of reflection. We take the time to talk about our hopes, dreams and above all do some financial planning. I know that sounds horrible to many people, but with finances being a leading cause of divorce I would say it is necessary. So today we pulled up credit reports, looked at bank statements and made some plans for our future.
We have used the same general tools in the past for budgeting thanks to my years of watching the show Til Debt Do Us Part. I just love the no nonsense style of Gail Vaz-Oxlade and the budgeting materials on her website. My absolute favorite resource is the interactive budget worksheet. There is a version that you can download in excel so that you can update items as needed too. I highly recommend these tools to assist in financial planning for monthly spending and debt repayment.
Cheers to financial transparency and our plans to move by the summer of 2018!